Who Pays as Tenant in Finland: Open vs Fixed Term

Lease types (indefinite/fixed) 2 min read · published September 11, 2025

As a tenant in Finland, it is important to know how responsibilities are divided between open-ended and fixed-term rental agreements. This article explains who usually pays for repairs, maintenance charges, rent increases and any damages, and how to act if disputes arise. We also cover when the landlord may claim compensation or deduct costs from the deposit and what documentation and notices you should keep. If you need help with a dispute, we guide you through the next steps and the official authorities to contact.[1]

Who is responsible for which costs?

Generally the landlord is responsible for major repairs and maintaining habitability, while the tenant handles everyday upkeep and minor repairs as agreed in the lease. The terms of the lease can affect responsibilities: fixed-term agreements often specify duties more clearly, but the law sets minimum habitability requirements.[1]

Keep all notices and receipts safe in case of disputes.

Examples of costs

  • Rent and any security deposit are paid by the tenant.
  • Electricity, water and utility charges may be agreed separately in the lease.
  • Major repairs, such as plumbing or heating system failures, are typically the landlord's responsibility.
  • Minor maintenance and wear from normal use may fall to the tenant if agreed upon.
A detailed lease helps avoid disagreements later.

Notices, repairs and timelines

If you notice a defect in the apartment, notify the landlord or property manager in writing as soon as possible. A written notice serves as proof if a repair becomes disputed. If the landlord does not respond within a reasonable time, you may arrange the repair yourself and seek reimbursement or request a rent reduction depending on the impact.[2]

Respond to official notices on time to avoid losing rights.

FAQ

Do I still pay rent if a repair is delayed?
Rent payment and repair responsibility are separate: you normally must pay rent as agreed, but you may claim compensation or a reduction if habitability is significantly affected and the landlord fails to repair.
Can the landlord deduct repair costs from the security deposit?
The landlord may use the deposit only if the tenant has caused damage or failed to pay rent according to the lease terms.
What to do if the landlord demands an extra payment?
Check the lease and ask for an itemized explanation. Seek advice from consumer authorities or pursue legal resolution if necessary.

How-To

  1. Notify the landlord in writing and request a repair schedule.
  2. Keep photos, messages and receipts as evidence.
  3. Contact official advice services such as KKV or local consumer guidance if you do not get a response.
  4. As a last resort, bring the case to the consumer dispute board or district court.

Key takeaways

  • Keep written records of all notices and payments.
  • Review lease terms carefully to understand responsibilities.

Help and Support


  1. [1] Finlex - Act on Residential Leases (481/1995) and related provisions
  2. [2] Oikeus.fi - Court services and procedural guidance
  3. [3] KKV - Consumer guidance and dispute resolution
Bob Jones
Bob Jones

Editor & Researcher, Tenant Rights Finland

Bob writes and reviews tenant law content for various regions. They’re passionate about housing justice and simplifying legal protections for tenants everywhere.