Security Deposit Deductions: Tenant Rights in Finland
When damage is left in the apartment or extra cleaning is needed, a landlord may make deductions from the security deposit, but the tenant has clear rights in Finland. This article explains which compensations are allowed, how to prove damage and what requirements the landlord must follow before withholding the deposit. You will learn about deadlines, documentation and where to seek help if the deposit return is delayed or you face unfair deductions. The text also advises how to negotiate in unclear situations and when to bring the matter to the Consumer Disputes Board or the district court.
What deductions from a security deposit are permitted?
Deductions in Finland may only cover actual and justified costs, such as repair costs and unpaid rent. This is based on residential lease law and related practices.[1]
- Repair costs (repair): damage that exceeds normal wear and tear and can be shown with invoices.
- Unpaid rent and charges (rent): rent installments or monthly charges the tenant has not paid.
- Cleaning beyond normal wear (evidence): based on documentation such as photos or cleaning invoices.
- Compensation for damaged belongings (amount): actual repair or replacement costs.
The landlord must explain the reasons for a deduction and present receipts. If a deduction is made without clear justification, the tenant has the right to demand an explanation and the return of funds. If no agreement is reached, the matter can be taken to authorities or court.[2]
Frequently Asked Questions
- How can I prove a deduction is unjustified?
- Proof includes photos, delivery receipts, the final inspection report and proper repair invoices.
- How quickly must the deposit be returned?
- There is no single national deadline in law, but deductions must be justified within a reasonable time and the return should follow expected investigations.
- Where can I complain if I do not get my deposit back?
- You can start by negotiating with the landlord and, if necessary, bring the matter to the Consumer Disputes Board or the district court.[3]
- Can a landlord deduct normal wear and tear?
- No; costs arising from normal wear and tear should not ordinarily be charged against the deposit.
How to proceed
- Document damage immediately with photos and record condition before the final inspection (evidence).
- Send a written claim to the landlord and request an itemized explanation of deductions (file).
- Keep track of deadlines and send reminders in writing, for example within 14 days (within).
- Contact consumer advice or guidance services before taking legal action (contact).
- If unresolved, bring the case to the district court or pursue legal proceedings (court).
