Is the security deposit returned to tenants in Finland?

The security deposit is a common practice in Finland, and tenants often ask when and how the deposit should be returned. In this guide I clearly explain the landlord's obligations, common timing and situations where deductions from the deposit may be made. I also explain what documents to collect, how to complain about the return and which authority or court to contact if necessary. The text is aimed at tenants who want to understand their rights without complicated legal language and receive practical guidance for next steps. The article covers both deadlines for returns and situations where the landlord may withhold part of the deposit for repairs or unpaid rent.

What is a security deposit?

A security deposit is an amount agreed between the landlord and the tenant, held as security for the fulfillment of lease obligations and compensation for possible damages or unpaid rents. Residential lease matters are regulated by the Act on Residential Leases, which provides more detailed rules and definitions.^[1]

When must the deposit be returned?

The law does not usually set a single exact date for returning the deposit, but the landlord must return the deposit without undue delay within a reasonable time after the final inspection and accounting. A reasonable period is often considered 14–30 days, but case-specific factors apply. If the landlord makes deductions, they must be justified and itemized to the tenant.

• In many cases a reasonable return period is 14–30 days after cleaning and inspection.
• The landlord should carry out a final inspection and record any damages before making withholdings.
• Deductions may cover repairs or unpaid rent, but normal wear and tear is generally not chargeable.

How to claim a return?

Start by requesting a written itemization and a timetable for the return from the landlord. Send your claim in writing and keep copies of all correspondence and receipts. If the landlord does not reply or unjustifiably refuses, you can escalate the matter to negotiation or legal resolution depending on the situation.^[2]

• Request a written itemization and set a reasonable deadline for the return.
• Contact the landlord clearly and retain records of all communications and receipts.
• If unresolved, you can bring the matter to a consumer dispute board or district court depending on the case.

Frequently Asked Questions

How quickly must the deposit be returned?

The law does not set one exact day, but the deposit should be returned without undue delay within a reasonable time after the final inspection.^[1]

Can a landlord deduct repair costs from the deposit?

Yes, if damages exceed normal wear and tear and the deductions are itemized in writing; keep evidence and photos.

Where can I complain if the deposit is not returned?

You can first attempt negotiation or contact, and if needed bring the matter to a consumer dispute board or district court depending on the nature of the dispute.^[2]

How-To: how to claim a security deposit return

1. Check the lease agreement, final inspection report and all documents you received.
2. Request a written itemization from the landlord and set a deadline for return.
3. Send a written claim while keeping copies of communications, receipts and photos of damages.
4. If unresolved, bring the matter to negotiation, a consumer dispute board or district court as appropriate.

Help and Support

• Finlex: Act on Residential Leases (481/1995)
• Oikeus.fi: Guidance on dispute resolution and court procedures
• Competition and Consumer Authority (KKV): Consumer advice

1. [1] Act on Residential Leases (481/1995) — Finlex
2. [2] Oikeus.fi — Guidance on dispute resolution