Security Deposit Return in Finland — Appeal

Deposit & blocked account 3 min read · published September 11, 2025

If a landlord does not return the security deposit on time or deducts it without reason, as a tenant you can demand its return, request clarification and, if necessary, file an appeal or complaint in Finland. This guide explains practical steps, evidence, deadlines and official channels so you can proceed methodically without legal expertise. We describe how to use written requests, complaints and, if needed, district court or consumer dispute bodies, and when to seek compensation for delay or damage. The information is based on Finnish legislation and official guidance and is intended to support tenants.

Keep all rent and deposit payment receipts safe.

What to do first

Check the tenancy agreement: how the deposit is defined, what deductions are allowed and what return time is stated. Send a written request to the landlord specifying the amount and the return date. Mention any requests for interest on late payments and ask for confirmation of receipt.

  • Prepare a clear itemized statement and attach payment receipts and the lease.
  • Request a written reply and set a polite but clear return/repair deadline.
  • Keep copies of all correspondence, photos and receipts.
Dates and documents often decide disputes.

If the landlord does not respond

If the written request does not work, the next steps are a formal correction or complaint and possibly court action. Try mediation and negotiation first; many cases are resolved this way without lengthy procedures. If you prepare for legal action, the collected evidence will support your claim. The legal basis for application is found in rental legislation.[1]

Start actions in writing and observe deadlines carefully.

Correction, complaint and legal steps

If a landlord makes unjustified deductions from the deposit, first file a correction request to the landlord and state that the matter may be taken to court. The Consumer Disputes Board can handle some tenant consumer matters, but disputes may end up in district court where a judgment decides the claim. For court proceedings, prepare a concise evidence package: contract, payment receipts, photos and written correspondence.[2]

Possible compensations

  • You can claim full deposit return and interest for undue delay.
  • If the matter goes to court, the judgment can order compensation and legal costs against the other party.
Courts often decide which deductions are reasonable and lawful.

FAQ

Can a landlord withhold the deposit without grounds?
No, the landlord may only deduct costs for actual breaches of the lease or damages that can be demonstrated.
How do I make an urgent return request?
Send a written request specifying the amount and return date and attach copies of payment receipts; ask for confirmation of receipt.
Where can I appeal if the issue is not resolved?
You can take the matter to district court or in some cases the Consumer Disputes Board, and if needed seek enforcement via enforcement authorities.

How-To

  1. Write a written return request and attach payment receipts.
  2. Send the request in writing and keep copies of all communication.
  3. If there is no reply, file a formal correction request or complaint and note deadlines.
  4. As a last resort, prepare a claim for the district court and present all evidence.
  5. Consider legal aid or advisory services if the process seems complex.
Start collecting documents immediately, as timely evidence helps decision making.

Help and Support

  • Finlex – Act on Residential Leases and related texts.
  • Oikeus.fi – guidance on filing claims and legal aid.
  • KKV – advice on consumer dispute matters.

  1. [1] Finlex
  2. [2] Oikeus.fi
  3. [3] KKV
Bob Jones
Bob Jones

Editor & Researcher, Tenant Rights Finland

Bob writes and reviews tenant law content for various regions. They’re passionate about housing justice and simplifying legal protections for tenants everywhere.