Security Deposit Returned on Time — Tenant Finland

When the security deposit is delayed or withheld for unclear reasons, the tenant needs clear instructions and documentation. This article goes through the most common mistakes tenants make in the return of the deposit in Finland and how to avoid them step by step. We explain what should be recorded about the deposit, how to notify the landlord of a return request, what deadlines to note and when to seek help from authorities or courts. The content emphasizes practical actions, collecting evidence and communication with the landlord so the deposit is returned as quickly as possible and without unnecessary disputes.

Common mistakes in returning the security deposit

When the security deposit is not returned or is delayed, the most common mistakes are incomplete documentation, verbal agreements without follow-up and neglecting deadlines. Tenants should understand what the law requires regarding the handling of the deposit and what evidence is needed to support a claim^[1]. Often landlords charge for repairs or rent without written justification, which makes dispute resolution more difficult.

What to do first

Check the property's condition, take photos and collect receipts for any repairs. Send a written return request to the landlord and ask for a reply within a deadline; state the requested return date and amount clearly in the request.

• Document the property's condition with photos and written notes.
• Send a written return request by email or registered mail.
• Set a reasonable deadline for the landlord to respond and record actions.
• Keep rent payment receipts and any repair invoices as evidence.

If the deposit is not returned

If the security deposit is not returned as agreed, first try to negotiate with the landlord and provide evidence in writing. If negotiation fails, the Consumer Disputes Board or the courts can resolve the dispute; guidance is available from the justice system and consumer authorities^[2][3].

You can also request a payment order or file a claim in district court if the landlord refuses to return a justified amount.

Frequently Asked Questions

Can the landlord deduct repair costs from the deposit without invoices?

The landlord must be able to demonstrate repair costs with evidence; mere claims usually do not suffice.

How long do I have to wait for the deposit to be returned?

The law does not always set an exact time limit, so keep records of requests and seek advice if there is no response within a reasonable time.

What should I do if the landlord refuses to return the deposit?

Collect all evidence, send an official demand and contact the consumer authority or file a claim in district court if necessary.

How-To

1. Check and document the property's condition before and after moving out.
2. Send a written return request, state a deadline and keep copies of the communication.
3. If the landlord does not respond, contact consumer authorities or consider legal action.
4. Stay calm and follow a documented process to resolve the dispute.

Key takeaways

• Documentation is the single most important action for deposit returns.
• Always send a written request and keep copies.

Help and Support

• Finlex: Act on Residential Leases (481/1995)
• Oikeus.fi: Guidance on legal procedures
• The Finnish Competition and Consumer Authority (KKV): Consumer guidance

1. [1] Finlex: Act on Residential Leases (481/1995)
2. [2] Oikeus.fi: Guidance on legal procedures
3. [3] The Finnish Competition and Consumer Authority (KKV): Consumer guidance