Tenant Lease Termination in Finland

Tenant termination (keys, meter readings) 3 min read · published September 11, 2025

As a tenant, terminating a lease can feel bureaucratic and stressful, but with clear instructions and documentation you can handle the process smoothly in Finland. This article explains how to terminate a tenancy properly, what to do with keys and apartment meters, and how to notify the landlord and ensure final billing is settled. We cover notice periods, written requirements and practical steps up to the move-out inspection. Our advice helps you avoid common mistakes, protect your financial rights and ensure the tenancy ends as smoothly and legally as possible. The guidance also emphasizes the importance of documentation: take photos, record meter readings and keep copies of the notice. If disputes arise with the landlord, first try negotiation, and if necessary use official channels such as the Consumer Disputes Board or seek legal help. This guide provides concrete checklists, timelines and sample phrases so you can act quickly and correctly.

How to Terminate and What to Note

Before terminating, check both the contract terms and the legal requirements. In Finland tenancy termination is governed by residential lease legislation, and a written notice is usually recommended.[1]

  • deadline: check the contract notice period and deadlines.
  • notice: prepare a written termination notice including the date and signature.
  • record: log and save meter readings and take photos of the apartment condition.
  • return keys: agree on key handover and a written handover record.
  • deposit: clarify deposit return and deduction rules regarding cleaning and damages.
Good documentation improves your chances in disputes.

Notifying the Landlord

Send the termination notice preferably in writing and keep proof of delivery (for example a receipt or an email reply). Include a clear termination date and your contact details. If sending by post, use a tracked method or other verifiable way.

Responding on time preserves your rights.

Other Practical Steps and Final Cleaning

During moving, perform the following actions carefully so final billing and deposit return proceed without surprises.

  • record: take final meter readings and send them clearly labeled to the landlord.
  • repair: report any repair needs and document damages with photos.
  • move-out: agree on the move-out inspection time and key return with the landlord.
  • payment: check the final invoice and request an itemized breakdown if anything is unclear.
Keep all receipts and messages for at least the notice period.

Disputes and Official Channels

If you cannot reach agreement with the landlord, try mediation first and document all contacts. If needed, seek advice or bring the matter to official bodies such as the Consumer Disputes Board or the district court depending on the dispute type. Further guidance on financial disputes is available from the Consumer Authority (KKV).[2]

Many disputes are resolved when both parties commit to documented solutions.

Frequently Asked Questions

How do I terminate my tenancy?
Write a written termination notice, deliver it to the landlord and keep proof of delivery. Observe the contract notice periods.
When should keys be returned?
Keys are usually returned during the move-out inspection or on the contract end date, as agreed with the landlord.
How do I handle meters and the final bill?
Record final meter readings, send them to the landlord and keep receipts and documents in case of disagreement.

How-To

  1. deadline: check the length of the notice period and calculate the last possible termination date.
  2. notice: prepare a written termination notice and deliver it to the landlord with proof.
  3. record: document the apartment and record meter readings and photos.
  4. move-out: agree on a move-out inspection and key handover with the landlord.
  5. payment: review the final invoice and request an itemized breakdown if needed.

Help and Support


  1. [1] Finlex: Act on Residential Leases (481/1995)
  2. [2] KKV: Consumer Authority
  3. [3] Oikeus.fi: Justice and court services
Bob Jones
Bob Jones

Editor & Researcher, Tenant Rights Finland

Bob writes and reviews tenant law content for various regions. They’re passionate about housing justice and simplifying legal protections for tenants everywhere.